Empowering Independent Wealth Managers with Clarity and Confidence in Structured Products
Ayal Leibowitz, President & Co-Founder of Futora, recently took the stage at the Hubbis Independent Wealth Management Forum – Dubai 2025, joining a panel as part of the In The Hubbis Hot Seat session.
His central message was clear: The real challenge with structured products isn’t the products themselves—it’s the process.
Beyond Pricing: Understanding the Product Matters More
In today’s investment environment, wealth managers are often overwhelmed with structured product ideas from banks and brokers. Many platforms focus solely on offering competitive pricing. But Ayal stressed that Futora’s mission is different—to empower wealth managers with the tools and clarity they need to make well-informed decisions.
A key example he shared involved structured products linked to excess return indices. These can appear attractive when supported by strong back-test data. However, they don’t always reflect true market performance. In the case of an excess return S&P 500 index, the returns shown exclude the risk-free rate—a detail that can significantly impact outcomes, particularly when interest rates are high.
Watch Ayal Leibowitz’s full insights from the Hubbis Forum – Dubai 2025.
Tools That Go Deeper
Ayal highlighted the importance of moving beyond surface-level analysis. Futora provides wealth managers with advanced tools to simulate outcomes and assess how various product features impact performance and risk.
Rather than relying solely on historical data, these simulations help wealth managers evaluate whether a product aligns with a client’s risk profile and long-term goals.
The Role of the Independent Wealth Management Professional
As the financial world becomes more complex, independent wealth managers serve as essential gatekeepers for clients. Ayal emphasized that chasing the highest coupon or best price isn’t enough. A clear understanding of the structure and trade-offs is critical to delivering true value.
Futora supports this approach by offering not just pricing—but transparency, insight, and the confidence to make smarter decisions around structured products.
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